Responsiv and IBM Co-Design an Open Banking Solution in the Cloud

Described as a new revolution in banking, Open Banking aims to give customers greater visibility and control over their finances. Traditional banks must allow other banks and third parties access to customers’ personal and financial data in a secure way, through the use of open application programming interfaces (APIs).

A leading global bank with a large share of customers in Japan and a significant presence worldwide engaged Responsiv Solutions to build and host an Open Banking gateway to comply with its obligations under the European Union’s (EU’s) Payment Services Directive 2 (PSD2) regulation. The gateway delivers a set of banking interfaces aligned to the UK Open Banking standards in a secure and resilient manner. It was designed and developed quickly and efficiently by Responsiv to meet all regulatory deadlines and functional demands.

Richard Whyte

Richard Whyte

Richard Whyte has been building enterprise IT solutions for over 20 years. He is known for creating innovative practical solutions that provide a strong foundation for future development, whilst solving immediate problems. Previously the European CTO and Principal Architect for IBM Systems Middleware at IBM, he has an MBA, a degree in Statistics and Computing, is a Chartered Engineer, a Chartered IT Professional, and Fellow of both the Institute of Technology and the British Computer Society.